Transaction Process · FAQ
Who chooses the escrow company in Seattle?
Last updated: August 2026
Quick Answer
The buyer and seller agree on the escrow company as part of the purchase and sale agreement, typically proposed by whichever party's agent has an established relationship with a local title and escrow company. It's common, though not required, for the same company to also handle title insurance.
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People also ask
How long does escrow take in Washington State?
Most Seattle transactions close 20 to 30 days after mutual acceptance, though cash purchases can close faster — sometimes in as little as 10 to 14 days — and transactions with financing contingencies or condominium HOA requirements can take longer.
Read answerWhat happens if my loan isn't approved before closing?
If financing falls through within the financing contingency period, the buyer can typically cancel the contract and have their earnest money returned according to the contract terms. If the contingency has already been waived or expired, the buyer's earnest money may be at risk — which is why buyers should never waive a financing contingency without being fully confident in their loan approval.
Read answerDo I need a real estate attorney for closing in Washington?
No — Washington is a non-attorney closing state, and licensed title and escrow companies handle the closing process without requiring an attorney. Buyers or sellers with unusually complex situations sometimes choose to consult an attorney separately, but it is not a standard part of a typical residential closing.
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